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Universal Life

Exempt Test Legislation

Major changes are coming to life insurance for 2017. Please don’t hesitate to contact us to find out how this impacts you.

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Guaranteed Level of Cost Insurance – Get it While You Still Can!

The equity markets of the past four years plus the prevailing low interest rate environment have combined to have a dramatic effect on the Canadian life insurance industry. What this means for consumers is that many of the products that are currently being used for effective estate plans and long term financial planning may soon no longer be available, or if they are, they will be priced significantly higher than they are today.

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